Being at a Mayo Hub, we get a lot of visiting docs. In town right now we have a medical student family and a resident family that finishes up in June and gets to start living the dream.
We invite both over for dinner. As we are talking, the med student family is discussing the joys of loans and food stamps.
The family finishing up residency starts to talk about the lawyers and contracts etc... then she said something that haunted me nearly as much as the first time I heard about "scrambling."
The resident wife said, "Taxes will take about half, then after a $2000 a month loan payment we're not left with much afterward."