Legally Binding Move

So we are legally bound by the match to move to Knoxville. Of course we have almost no money left after closing on our house and yet we are legally bound to be in TN by July 1. No reimbursement. Nothing. We just have to find some way to get there.

Ugggghhh. I refuse to use the church. If Chad were ever available to help someone ELSE move than maybe, but NO.

Good News

My physician loan finder found a physician loan at SunTrust Bank. I guess we'll give that a try.

Physician Loan - going going GONE

Okay, so nevermind. I got an email from my mortgage lender at Bank of America that read:

Subject: Bad News

"BofA announced yesterday that this program is going away! I certainly apologize for any inconvenience that this may have caused."

What the heck is going on in this country? Are you kidding me? Where a doctor with near perfect credit can't get a home loan for a small starter home after 9 years of schooling, one year of training, and 4 more of training still ahead.

Physician Loans going Bye-Bye

With everything going on with the banks, the banks are closing down their physician loan programs. We may barely get a home loan by the scruff of our neck. It is so hard for us to qualify for a typical mortgage because of our obscene debt to income ratio. That's WHY physician loans exist.

This is our first house to buy and now it looks like I'm going to have to go pick it out alone because Dr. Husband doesn't get any time off to help me go look. Arg!!! He is so freaking picky too. I am freaked to try to do this by myself.

Paintballing Sucks

So I get roped into paint balling, which is like the worst (and nerdiest) sport ever. I once went with my work at Fox TV and thought it would be fun, but it wasn't. It hurts. I was black and blue at the end and decided it was the stupidest game I've ever been a part of.

But all the women surgeons were going and were really excited about it so I would look like a wet blanket if I didn't want to go. Grudgingly I agreed. When we got there I got my gun, face mask, and paint balls. As we were getting ready to run out into the freezing windy wild Dr. Husband looked at me and saw the dread and terror in my eyes.

In actuality, only three of the women surgeons were playing and the rest were men. All the wives and girl friends and a surgeons were just there to watch. Dr. Husband took it all in and gave me an out. He said I didn't have to play. YAY! Oh I was so happy to sit out in the bitter cold and NOT be pelted by paint balls.

I need an outlet

So we've managed to barely survive the first half of surgery internship year. It has been horrible. It is so scary right now because all the loans are coming due and Dr. Husband is too busy with too much work and too many hours to deal with the deferments and so forth without me pressuring him. I never see him and when I do I don't want to spend it nagging him.
When I call the loan companies they hang up on me because I am not Dr. Husband. I feel helpless. I worry that our credit will be destroyed and we won't be able to get a house.